Simple, Transparent Pricing

Whether you're a consumer spending crypto or a developer building AI agent payment flows — we've got you covered.

Starter

Free

Perfect for trying out HayoPay

1 Virtual Card
Up to $1,000/month spending
2% conversion fee
Basic support
Physical card
Cashback rewards
Get Started
MOST POPULAR

Premium

$9.99/month

For everyday crypto spenders

5 Virtual Cards
Up to $25,000/month spending
1% conversion fee
Priority support
Premium metal card
2% cashback on all purchases
Upgrade to Premium

Business

$49.99/month

For teams and businesses

Unlimited Virtual Cards
Unlimited spending
0.5% conversion fee
Dedicated account manager
Multi-user access
5% cashback on partner merchants
Contact Sales

Gift Card Fees

Simple flat-rate pricing on all gift card purchases

$100 - $999
2.5%
Min fee: $2.50
Standard gift cards
$1,000 - $4,999
2.0%
Min fee: $20.00
Premium tier
$5,000 - $10,000
1.5%
Min fee: $75.00
High value — still no KYC

No hidden fees. No monthly charges. You only pay when you buy a card.

Why HayoPay?

See how we compare to traditional options

Feature
HayoPay
Traditional Banks
Other Crypto Cards
No KYC Gift Cards
AI Agent API
Instant Card Delivery
Crypto Payments
130M+ Merchants
Sub-1% Fees
Programmable Cards

Frequently Asked Questions

Can I switch plans anytime?

Yes, you can upgrade or downgrade your plan at any time. Changes take effect immediately, with prorated billing.

What payment methods do you accept?

We accept all major cryptocurrencies (BTC, ETH, USDT, USDC) and traditional payment methods (credit/debit cards, bank transfer).

Is there a free trial for paid plans?

Yes, all paid plans come with a 14-day free trial. No credit card required to start.

How does the API pricing work?

API pricing is based on your monthly plan plus a per-card creation fee. The creation fee covers card provisioning and network costs.

Do you offer discounts for annual billing?

Yes, annual billing saves you 20% compared to monthly billing on all paid plans.

What happens if I exceed my plan limits?

We'll notify you when you're approaching your limits. You can upgrade anytime, or we'll pause additional requests until the next billing cycle.

Ready to Get Started?

Join thousands of users and developers building on HayoPay.

Free tier available • No hidden fees • Cancel anytime